
PayPal being one of the most widely used payment gateway in the world is usually picked by merchants to accept payment from customers.
Here’s a quick guide on how to add PayPal to InstanteStore and how to link your store to PayPal.

PayPal being one of the most widely used payment gateway in the world is usually picked by merchants to accept payment from customers.
Here’s a quick guide on how to add PayPal to InstanteStore and how to link your store to PayPal.

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When I say transactional communication, the first thing that pops out is email. And why shouldn’t it? More than 90% of businesses use email as their defacto channel of communication. Be it sending shipping alerts, order status or just newsletters – Email works just fine. Though, what is unusual is that even heavily engaged mobile app users get emails.
Doesn’t sound like the best of the experiences.
Email is important and I am not trying to kill it here but not every single detail needs to be sent via Email. Product Managers are increasingly exploring better methods of communication. The underlying communication principle remains the same. As McKinsey consultants say:
MECE – Mutually Exclusive. Collectively Exhaustive.
Simply put, transactional communication takes place between a seller and a consumer. It occurs in commercial websites that offer users an opportunity to buy. The messages trigger to the targeted audience, who have taken an interest in a product or service and purchased it.
Now that technology is leaving footprints everywhere, one can book cabs, order food and groceries in just a couple of clicks. But without proper communication, it all falls apart. It’s annoying to make multiple calls or keep visiting a website just to know where you cab is or by when your food will be delivered. Constant real time status updates play an important role in these kind of situations.
Imagine your tummy is grumbling, and you are not sure when the food is going to arrive at your doorsteps. So you wonder if you should get a small snack to calm your stomach, or if you should keep waiting for the order to arrive. Updates like ‘Your food is being prepared, will be ready in a jiffy’ followed with ‘Your order is ready and out for delivery within 15 mins’, gives you assurance that food is on the way.
Post transaction communication is critical for any business. Users demand instant gratification and want to know everything about their purchase & shipment. Businesses today not only track, but also share every single piece of information about the transaction with the user.
For instance, Amazon offers the option to get updates every time their shipment moves. Result – users get dozens of notifications about where their order is, and when they can expect delivery.
Here are some basic check points for product managers to tick as they decided what channel to use for communication (related to transactions)
But, again, lot of users find sharing mobile numbers intrusive. App Push Notifications and web notifications come in handy for such scenarios. They help you communicate easily with the user (device) without being intrusive.
Show of hands: people who have had overwhelming anxiety while performing an online transaction. I am pretty sure half the people reading this have their hands held up high. Even though the digital age was embraced with open arms, users have always had panic attacks while buying things online.
In the beginning, people were hesitant and frightened to buy anything digitally. But now, users have evolved along with the whole online concept. Despite that, one skips a beat when one has no idea what is going on with the transaction.
It happens more than often that your internet dies or your screen just freezes mid payment. You don’t know if the payment has been made, if the order is placed or if you have to go through the procedures all over again. Who tells you that? Waiting for seconds seem life eternity in situations like these. Some sort of communication is necessary to avoid frustrated customers.
A clear mode of communication is necessary for effective communication. Lack of proper communication creates perplexed and unsatisfied customers.

Transactional communication comes in handy in numerous situation. Let’s say you have to buy new sunglasses, so you spend some time choosing the best (considering that you are choosy). Then you proceed with the payment. You are almost on your feet jumping for joy, but the ‘payment successful’ page doesn’t appear. You fall into a dilemma, wondering if your payment went through.
There are scenarios when you need to order something, and just finished the transaction. The payment has been deducted from your account, but it has not redirected to the main page and the error page appears.
Due to an absence of communication (or misleading communication) announcing if the order has been placed or not, you buy it again, ending up with double transactions sometimes. Though the money is refunded in a few days, the situation is disturbing.
Now that you agree that a mode of communication is necessary to keep things intact (yes, even your heart), let’s see which transaction communication channel you should be looking at.

Email and SMS is what most product managers depend on while communicating with end users. While these channels have existed for a while-given the options we have-the current user experience is limiting. Though they have their own set of advantages and disadvantages, let’s evaluate how the SMS, Web Push, Email and App push notifications fair on the identified metrics and how best the user experience can be improved.

Delivery reports are essential for you to know that users receive the information. Transactional communication plays a critical role for the consumer. Hence the delivery report is necessary to run things smoothly. Click through Rate (CTR) shows if the user has interacted with your message.
SMS – In SMS, one can check if the message has reached the users. The delivery report assures that the information reaches the user. As far as CTR’s are concerned, it is a cumbersome process to check whether the user has opened the message and if the they clicked a CTA.
Web Push – One can check the delivery report and the CTRs with ease by checking out the dashboard to see if the user clicked the messages. The open rates can also be tracked.
Email – It is possible to know if the email has landed in the inbox. There are many extensions out in the market (free ones too), to check if users have opened your mail or in other words, you can know who has read your email.
App Push Notification – App push stands with a 6 – 15% CTR. As for delivery reports, the apps need to turn to another software. Its double the effort to find out if your notification is delivered. So, you can’t be sure if the user really received your information.

Some information needs to be accessed even after you are done with your payment. Let’s say you have made a purchase and your order details are sent to you. In that moment it might not make sense to track your order delivery, but you will need to in a few days. Here is where you need a medium with good shelf life, so that you can refer to it when the situation demands.
SMS – With amazing shelf life capability, SMS makes it easier for users to go back and check the details of the purchase. If some problem occurs you can always refer to the order number and place a complaint.
Web push – As web push is a quick way to inform users, it projects the needed information, and stays till you dismiss it. Let’s get this straight, it is not feasible to store web push notifications for future access.
Email – The inbox stores emails and stays there till the user deletes it. One can find the email that you had sent, by just searching your company’s name. The only problem here is, you might have sent it to the user, but what if your email lands in their junk mail?
App Push Notification – The notification prompts the user and gets stacked in the notification tray. App push is best to keep users informed about every minute detail about the transaction. If the user mistakenly dismisses everything in the notification tray, your information goes for a toss.

A user should have a good experience shopping with you, so that they would opt you again. Cramming their phones with numerous updates makes it exasperating for the users.
SMS – SMS lands direct to your inbox and stays there until the user deletes it. Filling their inbox is not a good thing. It so happens that sometimes new messages do not get delivered due to insufficient space on the phone.
Web Push – Web push doesn’t take any space of the user’s phone. It updates and just stays in the notification tray (until dismissed). Hence, providing more breathing space.
Email – Once the inbox is full, it would stop accepting new emails. Here the feud between your email and space arises. But if the user has sufficient space in the inbox (might be risky to assume), every new email sent by you as a continuation to the previous mail does not cram the inbox and confuse the user.
App Push Notification – Just like web push, it doesn’t consume any space. It can be dismissed easily. It gives a crisp information. One doesn’t have to read a large amount of text, just to get order confirmation.

Imagine you are buying something on your laptop. You cant keep checking your phone just to get updates. For example, you have kept your phone for charge, and are making a purchase on your desktop. You need to go all the way to the phone to check if you have any transaction messages. This becomes inconvenient after a while.
SMS – It is typically a mobile centric channel. One needs to be on the mobile to keep checking for updates.
Web push – It functions across mobile, tablet, and desktop, making it easier for users to track no matter the medium. The need to hop from device to device does not occur.
You might be booking a movie ticket from a tablet and can receive a notification on the tab itself. Hence the users receive notifications on desktop, mobile and tab, reaching them wherever, whenever.
Email – Email can be accessed from desktop, mobile and tablet. There is no way that one can lose information because they were using particular device.
If the users have set an alert for all the emails that they receive, they will be prompted. If not, no matter what device they are using, your email will only flash when the user opens the inbox.
App Push Notification – As its name suggests, it is only possible to send notifications when the user has the app on the device, which excludes desktop from the list. The user can stay informed on their phone and tab.

Finally it is all about the money. You need to analyse and prioritise where your spend money. There may be many outlets from which you are already draining your budget. Though it might seem meagre, it amounts to a large sum in the years to come. The idea is to spend less and get more.
SMS – An sms can be sent for transactional communication to convey critical information. But it becomes costly when it comes to keeping users updated (with food delivery updates like I mentioned earlier). Consider minimum of 4 messages per person and then multiply it with total number to users per day. Yes, now you know.
Web push – You can send unlimited notifications for free. You can notify users of every minute update or change that takes place, so that they are in the loop, invoking a feeling that you care about them.
This freedom sometimes leads to liberation and often marketers send many notification to users, which after some point might seem annoying.
Email – As of today, email costs up to 50 ps to 1 Rs. It is not cost effective. The number of emails that you need to send to keep the users informed, and the money you spend in the long run might make it seem as if some updates are unnecessary.
App Push Notification – There are no charges to send out app push notifications. It is cost effective. You can send out many notifications to numerous people.
Let me draw out a comparison table to make things clear:

The channels have their own ups and downs. SMS is pesky, space consuming and irritating. Let’s be honest here, it’s old. If you want to make your mark in the present, then you need to move along (or ahead, as a matter of fact) to rise to your true potential. Almost everyone sends emails these days and it has become so ‘yesterday’. It’s time to pack your bags and move ahead of email. As far as web push and app push notification are concerned, there is no way that you can retrieve old notifications. Once you dismiss a message, it is gone forever.
All said and done, each channel plays a role to notify users. It up to you to fish out the advantages and choose which channel works best for you. Maybe you could get the best of some channels.
For example, you could send out major updates as emails and send constant updates as a web push message. You could mix and match, experiment and see what gives you better response, but keep an eye on your pocket as well.
91% of dissatisfied customers will not do business with you again. Therefore, transactional communication should take place with utmost caution.
The whole point of terrific communication is informing users before they even have time to ponder about it (more like a reflex action). When communication is seamless, giving users disruptive information, the user leaves happy. And we all know how happy customers can be good for you. Choosing the right mode of communication would make all the difference.
I don’t know about other channels, but if you want to try out web push notifications, we are right here 🙂 Log on to www.izooto.com to start pushing out notifications for free!

Pravya is a Product Marketer at iZooto. In love with animals more than humans, obsessed with amazing hair and educating the world about digital marketing. She secretly is mastering the art of stone balancing. Amidst all of this, she also squeezes out time to paint on canvas. Her dream is to go on a bike trip to the highest motorable road. She writes often on the iZooto blog.
Twitter handle – @pavipravin
![14 Crucial eCommerce Features You Should Be Using [INFOGRAPHIC]](https://instantestore.com/blog/wp-content/uploads/2016/11/14ecomfeatsblogtitle2.png)
New merchants ask us all the time about choosing the right payment gateway to pair with their online eCommerce solutions, and the truth is there is no standard answer. We can usually help a merchant decide based on what their priorities are, such as cost, application time, or withdrawal time. So here is a eCommerce payment processing comparison to get you started.

Trust is a vital concept when it comes to social psychology in eCommerce. Trust appears wherever risk, uncertainty and dependency exists, and is something online shops strive to earn from their shoppers. Consumers trusting an online retailer is important in establishing transactional behavior.
It is a weighty concept that is often taken for granted because we believe we understand it, despite the range of definitions it carries. To consumers, doing business with an eCommerce merchant represents a step into the unknown thus creating positive trust-beliefs will help result in positive intentions (sales) from consumers.
According to findings in “The Science of Shopping Cart Abandonment” by Charles Nicholls: 74.6% of new shoppers will not return after abandoning a shopping cart, and so persuading shoppers to complete a purchase on their very first visit is of utmost importance for long-term survival, and why nurturing initial trust is so crucial in this step of the journey.
As Andrea Petersen stated in her Wall Street Journal piece:
“It seems that trust equals revenue, even online.”
Each party of an eCommerce transaction looks to eliminate risk and uncertainty by finding ways to increase trust. We acomplish this by building beliefs about the beneficial characteristics of the vendor. These characteristics can be applied to beliefs about the competence, benevolence, integrity and predictability of an online store.

1. Belief in competence is when a shopper believes that the merchant possesses the ability to deliver goods or services as promised, whether it is in terms of volume, delivery time, pricing or quality. Shoppers also want to know you are an expert who has the necessary skills to provide a convenient solution, and that you are dynamic– able to meet challenges that arise without excuses.
We see this come up a lot in the world of eCommerce. Belief in your competence leads to a positive action towards your business, and that trust carries so much weight that when broken it leads to anger, frustration and reputation damage within the online community. On the flipside, if that belief is reinforced by actual competence, the goodwill generated has the potential to spread like wildfire, leading to more belief and further positive actions.
2. Belief in benevolence is when a shopper believes the merchant is caring, morally conscious, responsive and is capable of goodwill towards him or her. A merchant that cultivates the belief of benevolence would not have the perception of taking advantage of the shopper by feeding their fears (eg. the fear of missing out), rather is one that acts in their best interest, that the service is not a scam, and is always willing to communicate matters with the client.
3. Belief in integrity is when shoppers trust that a merchant is honest, credible and reliable in their dealings by being truthful and upfront about things like pricing and delivery times rather than forgoing the truth in order to make sales. Merchants that demonstrate integrity accept the responsibility of the good-faith placed upon them and is the standard bearer of fulfilling promises and ethical obligations, like keeping client information secure.
4. Belief in predictability doesn’t actually have positive or negative values associated with it. It means that a shopper has the belief that your actions are consistent enough to the point that he/she can predict your behavior in a normal transactional situation, regardless of whether your actions are good or bad.
A customer may have high belief in the predictability of Amazon to fulfill delivery of an order within 5 days. A high level of belief in predictability would also forecast that a confirmation email and invoice will be sent immediately after purchase. Having belief in the predictability of an online merchant also means that the merchant’s readiness to handle a client’s needs will never alter over time.
These four beliefs complement each other and often one lead to another depending on the buying stage of a customer and what their current relationship is with your brand (fresh, has heard of you before or has conducted business with you before). The most important one is always the one that addresses the current fear of a customer and facilitates positive behaviors.
If a customer fears being scammed, then their integrity belief is the most important. If the customer fears getting a bad deal like paying a higher markup price, then benevolence belief takes precedence. Fear that credit card details might be inadvertently stolen during the checkout process will rely on the competence belief that your technical ability to prevent such theft will address this issue.
Belief in these characteristics leads to trusting intentions, which is when a customer shows the intention of relying on the merchant despite being unable to control the merchants actions. The amount of belief a shopper has will affect their readiness to perform trust related internet behaviors compared to traditional shopping instances, since online shoppers have less control over their experience such as handing over sensitive personal information, or not being able to immediately determine the quality of a product or service.
These behaviors are actions like sharing sensitive information, adding products to cart or making a purchase by completing the checkout process, and are a natural consequence of their trust in or beliefs about the online store.
Rather than allowing customers to bumble haphazardly through the trust-intention-action process, there are of course things merchants can do to guide them through it to assure them that their beliefs are in safe hands and their intentions will have positive results.
A privacy policy lets your customers know that you are ethical when it comes to collecting their personal information (integrity). As such they are more likely to be open to sharing their personal information with you (intention). When a customer is more willing to share information then they are naturally more likely to act on it (behavior).
Not having a privacy policy in place on your online store can help you lose customers while being upfront about how you collect, store, and share personal data will allay the fear customers have about how their data is collected and used. They tend to be long walls of text filled with legalese that in a way discourage people from reading them.
Twitter has a very clear and well formatted privacy policy laid out which you can find here. Making it easily accessible for the average user shows transparency, which is a concept closely related to being trustworthy.
As the saying goes: those with nothing to hide hide nothing.
Trust seals & SSL certificates suggest that a site provides technical security for payment forms to prevent middleman interventions or network eavesdropping.
Koray Özpolat at the University of Rhode Island hypothesizes that the four factors surrounding the effectiveness of trusts seals are cart value, retailer’s sales volume, shopper experience and number of other trust seals displayed:
Cart Value
Trust seals are more effective towards the completion of higher value shopping carts.
The value of a shopping cart simply means how much the total value of the products in the cart amounts to. Higher value purchases are more risky and thus entail a higher level of risk-aversion thus providing information pertinent to security and privacy helps reduce perceived risk.
Retailer Size
Online retailers with a smaller sales volume benefit more from the presence of the trust seal than larger online retailers.
This is tied-in with an online store’s reputation. Someone who has never shopped on Amazon.com would have less concerns about the ability of the company to protect their information, becuase it is a well established marketplace that has served millions of customers worldwide. As such smaller eCommerce sites would be required to take even greater measures to address these concerns. Customers would naturally feel less comfortable shopping at your store if it is new or relatively unheard of.
Past Experience
The effect of trust seals diminish the more frequently a user shops at a particular online store.
It means that trust is being developed over time, and with the benefit of having completed successful transactions before, the need to be convinced of trustworthiness is gradually eliminated as the customer updates his or her perception of the merchant.
Varied Trust Seal
The impact of trust seals on completing the checkout process has diminishing returns as the number of displayed trust seals increases.
In other words, displaying all the trust seals you can get your hands on won’t do much to convince your customers to make a purchase past the first few unique or synergetic ones, such as a seal that addresses security together with seals the address identity and privacy. Having multiple seals that address the same concerns is pointless.
In terms of shopping cart abandonment, the research found that the optimal number of seals to display is only 2 and that there is a reverse effect (u-turn) on trust with an increasing number of seals. Hence it is crucial to avoid information overload when displaying trust seals as it may cause confusion or skepticism.
What’s interesting is a particular result from a study published by Christian Holst suggesting that the perception of security is more important to online shoppers than its actually technical security ability. The trust seals are often nothing more than certification of a site or company about its customer relations or business practices, whereas SSL seals are what suggest technical security on the site.

Image: Baymard Study
There are many places you might display your security certifications and credentials, on your front page, on a product page, or on the footer, but the most important location to build trust is at the checkout process, the page where a customer will enter their payment details. It is at this point that a person has the most alarm bells going off, so it is here that it becomes of utmost importance to build confidence in the ability to protect one’s privacy.
It should be standard practice by now for an online business to be engaging with customers, both individually and as an community. From a trust perspective, it also manages to convey that you are a merchant possessing the positive belief characteristics mentioned above, that it is benevolent, competent, honest and predictable. These positive traits solidify customers trust which lead to positive trust behaviors.
Interaction can occur through any channels your site has available, such as social media, email, phone, video calling, or even a support system on the site itself. It involves customer service, feedback, marketing and general socializing.
A great example of customer-facing eCommerce is Dell’s built-to-order model, which was once a thing Alienware did. With this model they were able to build stronger and deeper relationships with their customers.
This is interaction as well, since analyzing how your customers interact with your store (you) and understanding their shopping behavior and decisions can give you valuable data about how to better serve them. It can help you improve your design, user experience, content, and set pricing, which lead to increased shopping cart completion rates.
By building a good reputation a merchant is able to bring about purchasing behaviors. Improving reputation will also improve beliefs because reputation is the anecdotal evidence/rumour that the merchant has positive characteristics, while trusting beliefs are first-hand, and as stated above, lead to intentions.
The trend now is to prominently display customer testimonials as social proof about a good service rendered, and it is standard to have customer reviews on product pages, as these constitute a secondary reputation, that of the product you sell on your store.
Brand recognition happens naturally, but should also happen through your own efforts with marketing campaigns. Consumers are also more likely to trust merchants that actively advertise their marketplace as it shows an investment in growth. It is unlikely that shoppers want to have business dealings with companies they think are in it for the short-term, as this will hamper an important part of transactions, which is after sales support.
Links to a reputable site can provide the extra push to assure customers that you run a reputable site. Quality outbound links suggests that you run a good company because you are good company, by way of transference.
The initial trust a shopper has for an unknown store will be more strongly influenced by a better known domain when there is a connection (hyperlink) between the two. This transference of trust can be achieved in many ways, not just by linking to other domains, but also by connections to influential individuals within online communities such on social networking sites and forums.
On online marketing forums such as the Warrior Forum, vendors and affiliates gain reputation by being active in the hyper-niche communities found within, creating trust and favourable reputations, allowing each other to cross promote their services, confident in the knowledge that each other are in high reputation standing among the public. After all, nobody wants to affiliated with shady dealers or those with a poor reputation – whether by perception or concrete.
Reputation is also strengthened when there is a link between your online store and a physical location, which we cover in the next item.
Having a proper channel to receive inquiries and complaints goes a long way in creating trust. It shows your users that there is a real person running things, and that you are available to be contacted should the need arise.
Some businesses choose not to disclose any contact details whatsoever, instead having a contact form to direct queries. Whether this might be a good practice for your business is something only you can determine by understanding your customer base. Others businesses are fully transparent, and it seems to work for them.
The amount of information you are willing to share is totally up to you, however a Contact page should be the bare minimum, then adding social media links, email and then live chat support as the need arises. You may also want to add business hours and your address if it is applicable.
Being active in updating the content of your store instils a sense of comfort whereby a customer knows that he/she is not in a deadzone. Fear of being in an abandoned site will obviously lead to phenomenal bounce rates. Updating your inventory or updating the product information helps your store stay fresh and alive.
Consider creating a content strategy for your products by mapping out time-periods for content updates. Several merchants I work with now choose to have a content cycle for individual products, which means not uploading all the content right away, but doing it over a period of time. For example uploading the product and details right away, then in week 2 adding a long-form product description or even a dedicated blog post about it, and in the third or fourth week uploading a video of the product as either a review, a tutorial, or the now very popular unboxing video format.
Even if your store features products with slow development cycles, you can work around this by generating blog content and being active on social networks about your regular operations or by events, expos or roadshows you attend. These updates also have the benefit of conveying to your customer that you are a creator and community participant, not solely a profit maker- or: Benevolent.

The social psychology of trust in eCommerce is about putting yourself in your customer’s seat, figuring out where your customers will have gaps in trust, then patching those gaps up. Empathizing with your consumers and their trust needs requires taking action on providing information to ease them into a trustworthy relationship with you.
As you can see, understanding the fears and pain points of your eCommerce users is paramount in increasing conversions. Trust exists differently for different people at different stages of their buying journey.The tactics mentioned above will alleviate common fears most customers have when encountering a new online shopping store. They work in tandem by gradually reducing risk-aversion and increasing belief in not getting ripped off.
The Bottom Line:
Shoppers need to trust you to provide them with a reliable, safe and convenient service before they will ever conduct online business with you.
If you found this post useful, please consider sharing our eCommerce blog with those who will also benefit from it. Do also comment with your thoughts/examples/horror tales below, or if you want a more private conversation you can reach me via Email. Thanks!

InstanteStore is proud to be part of Project Merdeka this year as our nation celebrates it’s 59th birthday.
Project Merdeka is a collection of deals offered by local Malaysian startups to celebrate Merdeka which is Malaysia’s Independence Day or Hari Kebangsaan.